Legal Disclaimer — EbbNFlo Advisory Group

General Disclaimer

The information contained on this website (ebbnfloadvisorygroup.com) and in any materials, publications, or communications produced by EbbNFlo Advisory Group ("the Firm") is provided for general informational and educational purposes only. Nothing on this website constitutes, or should be construed as, an offer to sell or a solicitation of an offer to buy any security, investment product, or financial instrument. The Firm does not provide personalized investment advice through this website.

Not a Registered Investment Adviser

EbbNFlo Advisory Group is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC), any state securities authority, or any equivalent regulatory body in any jurisdiction. The Firm operates as a maritime advisory and consulting firm. Nothing on this website should be interpreted as investment advice within the meaning of the Investment Advisers Act of 1940 or any applicable state or foreign law. Individuals seeking registered investment advice should consult a licensed and registered investment adviser.

Maritime & Vessel Investment Disclosure

Vessel ownership, containership acquisition, and maritime asset investment involve substantial risks, including but not limited to:

• Market and freight rate volatility
• Regulatory and flag-state compliance obligations
• Environmental and emissions liability (IMO 2020, CII ratings, EU ETS)
• Financing and liquidity risk
• Operational, crewing, and maintenance costs
• Geopolitical and trade route disruption

Past performance of any vessel, maritime asset, or advisory engagement is not indicative of future results. The Firm makes no representations or warranties regarding the suitability of any vessel or maritime investment for any particular investor.

No Attorney-Client Relationship

Nothing on this website creates or implies an attorney-client relationship, a fiduciary relationship, or any other professional relationship between the Firm and any visitor or reader. The Firm is not a law firm and does not provide legal advice. Visitors should consult qualified legal counsel for any legal matters related to vessel acquisition, maritime contracts, or regulatory compliance.

Institutional & Accredited Investor Acknowledgment

The content, publications, and advisory services offered by EbbNFlo Advisory Group are intended exclusively for institutional investors, family offices, registered investment advisers (RIAs), private equity firms, asset managers, fund managers, and accredited investors as defined under applicable securities laws. This website and its content are not intended for, and should not be accessed or relied upon by, retail investors or members of the general public who do not meet the applicable qualifications.

Forward-Looking Statements

Certain statements on this website may constitute forward-looking statements, including projections, estimates, and opinions regarding maritime markets, vessel valuations, freight rates, and industry trends. These statements are based on current expectations and assumptions and are subject to significant risks and uncertainties. Actual outcomes may differ materially from those expressed or implied. The Firm undertakes no obligation to update any forward-looking statements.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, publications, and the book series The Maritime Asset Playbook, is the proprietary intellectual property of EbbNFlo Advisory Group or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. Unauthorized reproduction, distribution, or use of any content is strictly prohibited without the prior written consent of the Firm. Real Estate on Water™ was created by and is owned by Samuel C. Mack. The brand is administered, developed, and commercialized through EbbNFlo Advisory Group, LLC.

Governing Law

This disclaimer and all matters relating to this website shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising in connection with this website shall be subject to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida.

Contact

For questions regarding this disclaimer or the Firm's advisory services, please contact: